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Dec 13, 2007

Berita Baik drp KWSP!

Utusan Malaysia - Ekonomi - 13 Dec 07

KWSP TURUN CAJ PERKHIDMATAN PELABURAN

KUALA LUMPUR 12 Dis. – Pencarum Kumpulan Wang Simpanan Pekerja (KWSP) akan menikmati penurunan 50 peratus caj perkhidmatan untuk pelaburan dalam unit amanah mulai 1 Jan depan.
KWSP dalam satu kenyataan hari ini berkata, bayaran perkhidmatan itu ditetapkan pada tiga peratus.


Ketua Pegawai Eksekutif KWSP Datuk Azlan Zainol berkata, pencarum KWSP kini membayar caj perkhidmatan kira-kira lima atau enam peratus.
‘‘Pencarum boleh mendapat pulangan yang lebih baik ke atas pelaburan mereka dalam unit-unit amanah berdasarkan caj perkhidmatan yang diturunkan itu,’’ katanya.


Caj perkhidmatan oleh dana pelaburan tempatan di Malaysia pada masa ini pada relatifnya lebih tinggi berbanding negara lain seperti Singapura, United Kingdom, Jepun dan Amerika Syarikat.

also, KWSP is planning to give out more room for investors to invest in unitrust. meaning, if for now they are only allowed to invest only 20% on the remaining balance (RM50,000 as fixed balance in Acc 1); now the amount is much more than that. i will update once we get the black n white.

8 comments:

Anonymous said...

and your commisions as an agent would be reduced i guess?

Pink Marie said...

that's for sure. have u come across any company which exercise rigid commision? if yes, then just look at our income tax deduction.. we will always win some, loose some :)

btw, i always stress to my prospects, that am here to help them to help me.

when the amount is lesser, we get more. vice versa. i think positive and i believe there's not much changes anyway.

Anonymous said...

hilang plak my question. i'll ask again.

i see most of the agents out there use simple interest in computing the return rather than compound interest. is that common? does simple interest is a valid reflection of ROI in unit trust investments? thanks.

Pink Marie said...

yes, all UT companies use simple interest, simply bcos UT fluctuates, if we can compare to FD. we believe it's more suitable and it's important not to mislead. perhaps others got different opinions. you're welcome.

Anonymous said...

ahh just got back from a long holiday. hmm...i dont quite understand actually. care to elaborate your answer? i'm trying to understand better before i put my money in unit trust.
how can i put my money and sleep without the compounding effect working on? mid-long term investment...hmm quite misleading isn't it? please help.

Pink Marie said...

hi anonymous.
i've tried my best to explain in my entry 'Interest We Made'. i assume you already know the differences, perhaps i just pointed out where applicable. if you can share with me what are the effects of compound interest that are haunting you, that would be better. please share.

Anonymous said...

hai.....

Iss it true that CIMB / PM Financial Consultant is a product pusher?

I'd been approach by one of the agents but she / he dont even know how to answer to my question especially on asset allocation, how to balance up my portfolio , mkt olook , what will he / she do with my investment money if i'm making.

Please answer

Pink Marie said...

in our group, we are trained by the master trainers and we always have Q&A sessions. we are taught on how to answer our prospects' questions in the best way to serve them up, and we always get back to our trainers if we have problems.

our group has a very strong image and we produce professional consultants. forgive them if they do make mistakes as they are probably in a learning process, as experience is always the best teacher.

if they do follow up and they still fail to find their mistakes, you are free to report to FMUTM.